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Condominium Insurance

Condominium Insurance Information

image of florida beachSJR Insurance agency is a independent agency specializing in insurance programs for Condominium and Homeowner associations in Cocoa, Cocoa Beach, Rockledge and throughout Florida.  We offer a wide variety of insurance products to fit the needs of your association; including property, liability, D&O, flood, workers compensation, DIC, and environmental coverage.

Protect Your Condo

Some of our companies include:

  • Frontline Insurance
  • IAT Insurance Group
  • American Coastal
  • Heritage Property and Casualty
  • Avatar
  • Universal North American
  • Cypress Property and Casualty

Personal Condominium Insurance

We also have a variety of special homeowner's (HO6) programs for the individual unit-owners so you can be confident that you will receive the best coverage at the best rate!  We also have policies with up to $10,000 for loss assessment!


Private Flood Insurance Program for COA' and HOA's

flood destorying a living roomAt SJR Insurance we have a private flood insurance program that provides superior coverage, with more options, and with far lower premiums and fees than you can get with the Federal flood program.

Our premiums are 10% to 25% less then the Federal program and our fees are 29% lower.  We only have a 15-day waiting period and options to waive the coinsurance requirement.

It is a alternative to the National Flood Insurance Program.  Our Private Flood Insurance meets FEMA'S 6 criteria for acceptable private flood insurance:

  1. Licensure
  2. Surplus Lines Recognition
  3. 45 day cancellation/non-renewal notice
  4. Breadth of Policy Coverage
  5. Strength of Mortgage Clause
  6. Legal Recourse
The Biggert-Waters flood reform act of 2012 require's lenders to accept private flood insurance policies as satisfaction of the mandatory purchase requirement  as long as the coverage provided by the private flood insurance satisfies the 6 standards specified in the Act.

For more information about our flood products Check out The Private Flood Insurance


Condominium Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

United Insurance carrier logo
Heritage carrier logo
Progressive carrier logo
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Universal North carrier logo
Safepoint carrier logo
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