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Condominium Insurance

Condominium Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Condominium Insurance Information

Condominium and Homeowner Associations

SJR Insurance agency is a independent agency specializing in insurance programs for Condominium and Homeowner associations in Brevard County and throughout Florida.  We offer a wide variety of insurance products to fit the needs of your association; including property, liability, D&O, flood, workers compensation, DIC, and environmental coverage. 
Some of our companies include:

American Capital Assurance Corp

Frontline Insurance

IAT Insurance Group
American Coastal
Heritage Property and Casualty
United Property and Casualty
Universal North American
Cypress Property and Casualty

Personal Condominium Insurance

We also have a variety of special homeowner's (HO6) programs for the individual unit-owners so you can be confident that you will receive the best coverage at the best rate!

Private Flood Insurance Program for COA' and HOA's

At SJR Insurance we have a private flood insurance program that provides superior coverage, with more options, and with far lower premiums and fees than you can get with the Federal flood program.  Our premiums are 10% to 25% less then the Federal program and our fees are 29% lower.  We only have a 15-day waiting period and options to waive the coinsurance requirement.

It is a alternative to the National Flood Insurance Program.  Our Private Flood Insurance meets FEMA'S 6 criteria for acceptable private flood insurance:

1.  Licensure
2. Surplus Lines Recognition
3. 45 day cancellation/non-renewal notice
4. Breadth of Policy Coverage
5.  Strength of Mortgage Clause
6.  Legal Recourse

The Biggert-Waters flood reform act of 2012 require's lenders to accept private flood insurance policies as satisfaction of the mandatory purchase requirement  as long as the coverage provided by the private flood insurance satisfies the 6 standards specified in the Act.

For more information about our flood products go to

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